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The U.S government backs these loans, and the Federal housing administration(fha) insures them. All FHA loans are fixed-rate mortgages with either 15 or 30-year terms because the down payments and credit scores required are much lower than other home loan options. There are two required mortgage insurance premiums associated with all FHA loans.

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Mortgage Company Vancouver WA. Please leave this field empty. Whether you’re buying your first home or refinancing, our team will ensure a smooth, hassle-free experience. At DC Lending, we believe there is a better way to process mortgage loans. A more enjoyable, less stressful way where homebuyers are informed and prepared.

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